Credit cards are equally valuable as money. Losing a credit card means losing your hard earn cash. If any person with sinister motive gets hold of your credit card number then he can use all your cash to serve his purpose. There are few ways by which you can safe guard yourself from the credit card frauds.
- Keep the credit card in a secured place:
- Make small pieces of the credit card statement before discarding it:
- Verify before signing the credit card receipt:
- Do not reveal your credit card information:
- Better be careful with the online credit card:
- Report lost or stolen credit cards immediately:
- Review the credit card bills:
The credit cards should be kept in the purse or wallet, keep t close to you so that it can’t be snatched away. Ladies purse should be zipped properly. You should carry only one or two credit and debit cards in a day when you are out for shopping. Try to leave all other credit cards at home.
Don’t leave your credit card exposed for too long as the thieves can take a picture of your credit card. They can zoom in the lens in order to trace the credit card number.
Put away your credit card after you are done with the payments. Before you leave the store or restaurant, recheck whether you have put it back in your bag or not.
Credit card billing statements directly into the trash as the frauds can take advantage from it as he would get hold of the card number. Even the expired credit cards should be careful thrown it into trash and make sure that the card number is not visible.
Before signing the credit card receipt try to verify the amount in order to safe guard yourself from the frauds. If there is any blank space in the credit card receipt then write $0 balance otherwise the sales might fill any amount. Then this amount would be paid by you even if has not been spent by you.
Verify before giving out your credit card number to the customer service so that you are not cheated. Do not answer back phone calls left on your answering machine and also do not reveal the card number if someone unknown asks for it.
Avoid clicking on any email links even if the mail appears to be authentic. The home page of the website where the link reopens can be fraud and can afford to extract out all important information regarding the card and your credit balance.
Enter your credit card number on secure websites that you can be 100% sure to be legitimate. Search for a lock in the lower right corner of your internet browser to ensure that the website is secure
Lodge a missing complaint immediately if you can’t find it. Inform the credit card companies’ customer service to block the card so that no one else could misuse it.
Credit card fraud’s first indication is, illegitimate charges on your credit card. If you find any mistake in the bill immediately charge the bill issuer. Tally all the billings with the cash memos so thatthey don’t charge you extra.